Commercial Trucking Insurance
Commercial Trucking Insurance
At Truest Insurance Group, we are committed to delivering excellence through personalized policies that suit your unique coverage needs.
Our commercial truck insurance is designed to cover your truck and its cargo against on-road and off-road risk exposures. Commercial truck insurance is a type of business insurance that aims to protect policyholders against financial loss resulting from covered incidents and perils, such as accidents, injury, cargo loss, and damage to personal property. Here are a few things to keep in mind about commercial truck insurance coverage:
- Employee drivers are generally covered under the policy. Some insurers require that “permissive users” be named on the policy, while others do not.
- Personal use may or may not be included in the policy, depending on several factors, including who owns the vehicle.
We offer the following different types of trucking insurance:
On-Hook Towing Insurance
Will pay to repair or replace a vehicle you don't own if it is damaged by a collision, fire, theft, explosion or vandalism while you are towing or hauling. In Texas, this is considered garage keepers for on hook only.
Motor Truck General Liability Insurance
Covers legal expenses, settlements, and other related costs, if you are sued by a customer.
Physical Damage Coverage
Covers loss incurred if your truck is involved in an acacident or is vandalized or stolen.
Motor Truck Cargo Insurance
Covers your cargo in the event of damage, theft, or loss.
Fleet Insurance
Covers a motor carrier fleet and is a more affordable truck insurance option than insuring each truck individually.
Bobtail Insurance
Covers your truck when you drive it without a trailer.
Non-Trucking Liability Coverage
Covers your truck when you operate it for personal errands.